Injury · 6 min read · 2026-10-17
How much insurance do trucking companies carry?
Published · Last updated
Short answer
Commercial operations can carry higher coverage than personal auto policies, with possible excess or umbrella layers. Actual coverage depends on the operation, policies and parties, not simply the size of the truck.
Identify the primary and additional policies
Collect the carrier identity, vehicle ownership and any available claim letters. The tractor, trailer, driver, employer or other entity may involve separate policies.
Limits do not automatically equal available payment
Policy terms, exclusions, insured status, deductibles and competing claims require review. An excess or umbrella policy can have conditions that differ from the primary policy.
What can we clarify about your truck accident?
We handle 18-wheeler and commercial truck cases throughout Florida. Tell us where the crash happened, which companies were involved and what records you have.
Contacting the firm does not create representation, issue a preservation letter or guarantee a result. Based in Hollywood, Florida. Serving clients throughout Florida. Meetings by appointment only.
Frequently asked questions
Do I need all records before calling?
No. Share what you have and identify missing records. Medical care and safety come first.
Does this article confirm my legal rights or deadline?
No. We need to review your dates, the people and companies involved, and the applicable policies and law.
This article is general information, not legal advice, and does not create an attorney-client relationship. Josef Timlichman, Esq. is licensed in Florida. Past results do not guarantee a similar outcome.